Financial assistance

City News | Wilmington, DE

Mayor Purzycki is pleased to share an announcement from DSHA regarding an important new initiative to help Delaware residents who have experienced COVID-related financial challenges that have impacted their ability to stay current on their mortgage payments. The Delaware Mortgage Relief Program will provide up to $40,000 to eligible households to promote housing stability by covering a number of housing-related defaults. DSHA’s press release regarding this program is shown below.

Delaware Mortgage Relief Program Now Open

Up to $40,000 in financial assistance available for Delaware residents

Delaware State Housing Authority is proud to announce the launch of Delaware Mortgage Relief Program, designed to help eligible households who have experienced financial hardship related to COVID-19 that has resulted in a mortgage default or forbearance. Owners can apply here:

The Delaware Mortgage Relief Program provides up to $40,000 to cover the following outstanding debts: mortgage, property tax, furniture loan, ground lease, water and sewer services, homeowner’s or condo association’s fees and home insurance. Eligible owners must meet the following requirements:

  • Delaware resident who owns and occupies their home in Delaware as their primary residence
  • Income at or below 150% AMI or 100% of median income for the United States, whichever is greater (Find your FRIEND here.)
  • Financial difficulties after January 21, 2020, such as reduced income or increased expenses
  • Late payment of at least 30 days, including any payment during a forbearance period.

“Our agency understands the importance of housing stability for Delaware families. As many are still dealing with the impact of the COVID-19 pandemic, we are committed to keeping them in their homes and safe from foreclosures. “, said Eugene Young, Jr., Director of DSHA. “This program will target individuals and families in need and those who are socially disadvantaged. We thank the Delaware Federal Delegation for championing the cause of our residents and are proud to release these funds.”

“We know that many Delawarens have faced difficult situations and struggled with the economic effects of the COVID-19 pandemic,” said Governor John Carney. “We are committed to supporting our neighbors by bringing real relief to Delawares and Delaware families and helping them stay home.”

The Delaware Mortgage Relief Program is funded by the US Bailout Act and Homeowners Assistance Fund, that the US Treasury Department distributed to the State of Delaware. The $50 million received is administered by DSHA and will be available through 2025 or until funds are exhausted.

“When we were writing the American Rescue Plan Act, we wanted to find ways to help Delaware families stay afloat during the pandemic,” said US Senator Tom Carper. “This is exactly the kind of program we had in mind for states to implement so that we can deliver relief directly to Delawares hardest hit by the pandemic.”

“Today’s program announcement is an important step in helping Delawarens and their families cope with the financial hardship caused by the COVID-19 pandemic,” said Rep. Lisa Blunt Rochester. “With federal funding provided by the American Rescue Plan, which Senator Carper, Senator Coons and I voted for, eligible Delaware homeowners will be able to access this resource through the Delaware State Housing Authority to help them stay at their home.”

“This program will provide a much-needed lifeline to thousands of working Delaware homeowners, with extra help to ensure they can stabilize their mortgage and stay in their homes. Many men and women who worked in sectors like hospitality and education when the pandemic started, or those who became caregivers for a child or elderly parent, faced personal financial challenges brought about by the COVID 19 pandemic,” said US Senator Chris Coons. “I know how important it is to help bring stability to middle class homeowners in Delaware while continuing to support renters and landlords with similar programs. I am happy to see this relief program take effect. and start helping working families in Delaware.”

For questions regarding the Delaware Mortgage Relief Program, please call (888) 303-4324 or visit


About the Delaware State Housing Authority

The Delaware State Housing Authority (DSHA), established in 1968, is dedicated to providing affordable, quality housing opportunities and appropriate support services to low- and middle-income Delawareans. In addition to its role as the state’s housing finance agency, DSHA is unique in that it also serves as the state housing authority and acts as a community development and planning agency. As the public housing authority, DSHA receives funding from HUD to build, own, and operate public housing in Kent and Sussex counties, two of Delaware’s three counties.

Delaware State Housing Authority Contact Information:
Laurie M. Jacobs
E-mail: [email protected]
Telephone: (302) 632 – 0470


John Rago
Deputy chief of staff
City of Wilmington, Mayor’s Office
Mobile: (302) 420-7928
Email: [email protected]